Gelmar is a hidden secret for hardware items at much lower prices
In the realm of home improvement and DIY projects, Gelmar has established itself as a premier destination for handles and cupboard fixtures. However, a lesser-known facet of their offerings is...
Read MoreSouth Africa’s most popular loyalty programmes listed
UPDATE: MARCH 2024 The latest scoop from the 2023/24 Loyalty Whitepaper by BrandMapp and Truth is in, and guess what? Checkers Xtra Savings has snagged the top spot for the...
Read MoreMake home made household products for 1/10th of the price of brands
f you’re looking for natural and cost-effective ways to clean your home, two ingredients that you should consider using are bicarbonate of soda and vinegar. These household staples are great...
Read MoreFeeling the home loan squeeze? There is a smart way out.
If you are feeling the cost-of-living squeeze you might want to look to cut your biggest month expense – your home loan. Most people will have a 20 year home...
Read MoreThe best insurance you’ve probably never heard of
Everything.insure is a first of it’s kind insurance platform in South Africa If you think of Naked insurance, everything.insure is like that except it has every type of insurance from...
Read MoreRobertsons Braai & Grill vs Six Gun Grill. The showdown!
Six Gun Grill has taken the market by storm – but there is a new challenger in the form of Robertsons Braai & Grill. Six Gun Grill has begun to...
Read MoreCapitec Bank Better Rewards – what’s the catch?
Capitec have recently introduced their Bank Better Rewards Programme. They say they are aiming to return over R1 billion Rand in cash and savings to its customers in 2022. On...
Read MoreNaked Insurance is cheap. But is it any good?
There has been in big increase in the number of online insurance offerings lately – Naked, Granadilla, Pineapple… They are appealing to the people who hate dealing with brokers or...
Read MoreCheckers Xtra Savings has a very poor payout rate
UPDATE JULY 2022: Checkers and Shoprite and closing the Spin and Win part of Xtra Savings. You will have to claim all your vouchers by 12 August 2022. This means...
Read MoreThe lowest instalment home loan in SA – get on the waiting list.
SA Home Loans are about to offer a home loan where the first 3 years are interest only. This means that it will be by far the lowest instalment in...
Read MoreBook of the month: Rich Dad Poor Dad
Rich Dad Poor Dad by Robert Kiyosaki is one of the first financial ‘self help’ book I ever read, and the lessons stay with me to this day. It helped...
Read MoreWhy is it so difficult to save money?
Putting money away into savings each month is one of the hardest things to do, especially when inflation is always pushing your cost of living up. It requires enormous discipline...
Read MoreShould you consolidate debt to cut expenses?
South African households are highly indebted. On average 75% of the average household income goes to servicing debt, and this is expected to rise even further as interest rates are...
Read MoreRama may cost a little more, but it’s worth it
Margarine has become increasingly expensive lately because of how much the cost of sunflower and palm oil has gone up (which are the main ingredients in margarine). The combination of...
Read MoreThe running cost of appliances may surprise you
I have been following a TikTok account run by Justin Harrison where he tests the cost of running common household electrical appliances. Anything that heats up or cools down costs...
Read MoreHypermiling – driving to use less fuel and save money
Hypermiling is all about increasing your car’s fuel economy to squeeze more kilometers out of a tank of fuel. It became very popular in the early 2000’s when the fuel...
Read MoreBest fuel rewards to combat high prices
Rising petrol and diesel prices are putting a major strain on all of us. One way to help alleviate the pain is to make use of any reward benefits you...
Read MoreStop paying full price for leading brands
The tough economic situation is that many people are buying cheaper brands instead of their trusted favourites. As a result many of the big (higher priced) brands are forced to...
Read MoreKFC Golden Bucket competition questions
When big companies like KFC run competitions where you have to buy their product to enter you expect everything to be above board. Recently they ran a Golden Bucket competition...
Read MoreUCount Rewards from Standard Bank – is it worth the fee?
Always be wary of loyalty schemes that charge you fees, like the UCount Reward programme. What you need to assess is whether you will get more value back than you...
Read MoreMixed response to the value of Wuhu Rewards
In March 2021 Unilever relaunched Wuhu Deals with a completely new look and feel. It’s now a cash back site called Wuhu Rewards rather than a coupon site. ***Update 23 June...
Read MoreIs crypto a good investment and which is right for you?
The all time highs of Bitcoin have got a lot of people wondering if this is going to continue and if they should buy some crypto currency or not. The...
Read MoreIs it worth putting extra money into a savings account?
The advantage of savings account is that you can put away that little bit of extra cash and be able to access it quite quickly if you need it. It...
Read MoreSave R1000’s on your car insurance every year by just asking for a lower rate.
Car insurance companies make most of their money off their customer’s reluctance to challenge annual rate increases. They are aggressive with their premium pricing to win your business, and then...
Read MoreImprove your chance of winning competitions
Many companies run competitions to promote their brands and get customers. You usually have a very small chance of winning, but there are a couple of techniques you can use...
Read MoreUnderstanding how takeaway food is priced
Takeaway franchise owners focus a lot on what they term ‘food cost’, and this often drives the selling price of the meal. In other words, if the cost of the...
Read MoreCheck Tiendeo for grocery specials before you leave home
Tiendeo is a great app / website that allows you to scan all the store broadsheets for specials – click here for www.tiendeo.co.za or download their app. In this way you...
Read MoreBuy hardware where the trade buy to save money
We as consumers pay a premium to buy our hardware from retail stores such as Builders Warehouse or Game. When you are buying a small amount of something, the convenience...
Read MoreFlySafair is consistently the cheapest airline in South Africa
If you fly domestically FlySafair is far-and-away the cheapest (and best) airline to fly with. And no, this is not a paid advert, but based on personal experience across all...
Read MoreTop loyalty reward programme payouts compared
Reward programmes have become very popular in South Africa as people try to save money, with claims that 4 out of 5 people belong to at least one of these...
Read MoreBuying from Amazon could be cheaper than buying locally
There is some confusion about whether South Africans can buy from Amazon. The short answer is ‘yes you can’ (with some exceptions), and this can be a way for you...
Read MoreWatch those small, daily expenses which all add up
It is very hard to keep track of lots of small, daily expenses to see what they cost you in total in a month. If you were to spend R3000...
Read MoreRevalue your home to save on building insurance costs
If you’ve had your home loan for a long time, chances are that you are paying too much on your compulsory building insurance. The reason is that the insurance company...
Read MoreCompare prices online before you buy appliances.
Appliances are generally quite expensive, so it’s worth doing a bit of homework on prices before heading out to the shops to buy. This practice is becoming so commonplace that...
Read MoreIs Rain data pricing really cheaper than other options?
Rain has recently come into the market with a lot of buzz about their cheap pricing, but some are saying they are quite expensive compared to other offerings. As a...
Read MoreKnow how much your electric appliances are costing you
Every time you turn an electric appliance on it is burning money. A decade ago we had some of the cheapest electricity in the world and we could keep the...
Read MoreMakro M Rewards are often just a delayed discount
Makro have a rewards programme called M Rewards, which at face value seem to offer very generous cash backs on big ticket items. They say their key selling point is...
Read MoreShop online for better fashion deals and savings
Bricks and mortar fashion outlets, like Edgars and Woolworths, tend to have a few sales as year to clear out end of season stock. Online stores like Spree, Zando and...
Read MoreLow cost investments will make you a lot more in the long run
There are 3 broad areas you should look at when making equity (i.e. stock market) investments : returns, costs and tax. Some investments with tax advantages are a no-brainer, because...
Read MoreConsider switching your home loan for a better rate
Before the financial crisis of 2007 the switching of home loans for a better rate was quite common. SA Home Loans pioneered the concept of securitized home loans which enabled...
Read MoreInsurance comparison sites like Hippo don’t always offer the best rates
Hippo have done a great job over the years advertising the fact that they scour the market to bring you the best deals. While they undoubtedly provide a valuable service,...
Read MoreLowering the cost of your groceries – every little bit helps
Groceries are a big expense in most households, but are very difficult to keep track of because you could be spending every day on various items. It is also an...
Read MoreCash back rewards on car insurance – too good to be true?
Insurance brands like Discovery Insure and Dialdirect offer rewards of up to 75% of your premiums back if you drive well. They do this by monitoring your car through a...
Read MoreSave 30% on fuel costs by simply driving well
Fuel costs are a big cost for most households, and if you’re spending R500 a week on petrol that amounts to R26000 a year! That means even a 10% saving...
Read MoreThe big ‘Up To’ con – you must read the small print
There are many reward programmes that offer what seem to be very big rewards – up to 15% off your fuel, up to 25% off your groceries, up to 50%...
Read MoreSave R100s per month when your cell phone contract ends
A large proportion of your cell phone contract is made up of the cost of the actual phone. While it is always a thrill to get an upgrade every two...
Read MoreCombine reward programmes for maximum saving
There are two basic types of reward programmes: retailers who want you to buy from them banks who want to to pay using them The effect is that you can...
Read MoreBest place to buy Hansgrohe taps
If you want the cheapest prices on Hansgrohe taps, contact Classic Trading. Although they typically sell premium quality and priced bathroom fixtures and tiles, they pride themselves on having the...
Read MoreSave thousands on the building insurance for your home loan
When you have a bond the bank will require you to take out insurance on the building, and they will often make you feel that you have to buy the...
Read MoreGetting large companies to deal with your product complaints
Sometimes it seems call centres are designed to wear you down so that your complaints just go away. We will show you a way to escalate your issue so that...
Read MoreHow cash back sites work – and the savings can be significant
Some online retailers offer quite big incentives to partners to drive traffic to their sites. A new phenomenon of cash back sites have emerged, where the partners pass these incentives...
Read MoreIs your cell phone data just disappearing? Check for WASPS
WASPs are companies that sometimes trick you into subscribing for content that uses your data and then billing you daily or weekly without you realizing it. It could be up...
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